Terms & Conditions

These Terms & Conditions govern the use of the Smart Property Solutions Ltd ("SPS") website and the services provided through our business operations, investor onboarding platform and related financial intermediation services.

Document Type Terms & Conditions
Version 1.0
Status Draft for Approval

Introduction

These Terms & Conditions govern access to and use of the Smart Property Solutions Ltd ("SPS") website and apply to all visitors, customers, prospective customers and other users interacting with the Company's website and services.

By accessing or using this website, users acknowledge that they have read, understood and agreed to be bound by these Terms & Conditions, together with any applicable policies published by SPS.

If you do not agree with these Terms & Conditions, you should discontinue use of this website.

Acceptance of Terms

Accessing this website or submitting information through the website, including investor onboarding or business enquiry forms, constitutes acceptance of these Terms & Conditions.

Additional contractual documentation may apply to specific products, services or business relationships entered into with SPS.

Eligibility

  • Users must have legal capacity to enter into binding agreements.
  • Corporate users must act through authorised representatives.
  • Access to certain services may be restricted based on jurisdiction, regulatory requirements or internal compliance policies.
  • SPS reserves the right to decline onboarding or service requests where legal or regulatory requirements are not satisfied.

Services

SPS provides professional financial intermediation and related services to eligible customers, subject to applicable laws, regulatory requirements and internal compliance procedures.

Business Services

  • Money Broking
  • Payment Processing
  • Payroll Services
  • Business Facilitation
  • Corporate Support Services

Digital Asset Services

  • Investor Onboarding
  • KYC / KYB Processing
  • Wallet Verification
  • Digital Asset Brokerage Facilitation
  • Transaction Support

Customer Responsibilities

Customers are responsible for ensuring that information submitted to SPS is complete, accurate and up to date. Customers must comply with all applicable legal, contractual and regulatory requirements when using SPS services.

  • Provide accurate and complete information.
  • Notify SPS of material changes to submitted information.
  • Co-operate with compliance enquiries.
  • Maintain the confidentiality of account credentials.
  • Use SPS services only for lawful purposes.
  • Comply with all applicable laws and regulations.

Regulatory Compliance

SPS operates within applicable legal and regulatory requirements. Customers acknowledge that the provision of services may be subject to customer due diligence, compliance screening, regulatory approvals and ongoing monitoring.

Compliance Area Purpose
KYC / KYB Customer identification and verification.
AML / CFT Financial crime prevention.
Sanctions Screening Compliance with applicable sanctions requirements.
Ongoing Monitoring Risk management and regulatory compliance.

Digital Asset Services

Where digital asset related services are provided, customers acknowledge that such services remain subject to regulatory requirements, internal compliance procedures and operational controls established by SPS.

Wallet Verification

Approved blockchain wallet verification.

Compliance Review

Customer and transaction compliance assessment.

Transaction Support

Facilitation of approved digital asset transactions.

The availability of digital asset related services may vary depending on applicable laws, jurisdictional requirements, customer eligibility and internal compliance assessments.

Intellectual Property

All content, materials, designs, graphics, logos, trademarks, text, software and other materials made available through the SPS website are owned by or licensed to Smart Property Solutions Ltd ("SPS"), unless otherwise stated.

Users may access and use the website and its content for lawful purposes only. No part of the website may be reproduced, modified, distributed, transmitted, displayed or commercially exploited without the prior written consent of SPS or the applicable rights holder.

Nothing on this website grants any user a licence or other right to use SPS intellectual property except as expressly permitted by these Terms & Conditions or with prior written permission.

Third-Party Services

The SPS website or services may contain references to, links to, or integrations with third-party websites, platforms, systems or service providers.

Third-party services may be subject to their own terms, conditions and privacy policies. SPS does not control third-party services and is not responsible for their availability, content, policies or performance.

Third-Party Responsibility

  • Users should review the applicable terms of third-party providers before using their services.
  • Third-party services may be subject to separate operational, technical or regulatory requirements.
  • SPS does not guarantee the availability or uninterrupted operation of third-party services.

Limitation of Liability

SPS will take reasonable measures to maintain the availability and security of its website and services. However, users acknowledge that electronic communications, internet services, third-party systems and digital platforms may be subject to interruptions, delays or other risks.

To the extent permitted by applicable law, SPS shall not be responsible for losses arising from circumstances beyond its reasonable control, including technical failures, interruptions to third-party services, network failures or unauthorised access resulting from circumstances outside SPS's reasonable control.

Nothing in these Terms & Conditions excludes or limits any liability that cannot lawfully be excluded or limited under applicable law.

Indemnity

Users agree to use the SPS website and services in accordance with these Terms & Conditions and applicable laws and regulations.

To the extent permitted by applicable law, users may be responsible for losses, claims, liabilities, costs or expenses arising from their unlawful use of the website, violation of these Terms & Conditions, or submission of false, misleading or unauthorised information.

Suspension & Termination

SPS may restrict, suspend or terminate access to its website or services where it considers this necessary to comply with applicable law, regulatory requirements, internal compliance procedures or these Terms & Conditions.

Circumstances may include

  • Failure to satisfy applicable eligibility requirements.
  • Failure to provide requested information or documentation.
  • Compliance, risk or regulatory concerns.
  • Suspected unlawful or unauthorised activity.
  • Breach of these Terms & Conditions.

Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable to Smart Property Solutions Ltd, subject to any mandatory legal or regulatory requirements applicable to the relevant customer, service or transaction.

Amendments

SPS may update or amend these Terms & Conditions from time to time to reflect changes to its services, business operations, applicable laws, regulatory requirements or internal policies.

Updated Terms & Conditions will be published on this website where appropriate. Users should review the Terms & Conditions periodically to remain informed of any changes.

Contact

Questions regarding these Terms & Conditions or the services provided by SPS may be directed to the Company through the contact information provided on the SPS website.

Smart Property Solutions Ltd

Lot 2A, Level 4
Wisma Lazenda
Jalan Kemajuan
87000 Labuan
Malaysia

Document Information

Document
Terms & Conditions
Version
1.0
Status
Draft for Management Approval
Company
Smart Property Solutions Ltd